Financing for Your Electrical Project
Don’t let an old panel or a dead circuit wait. Break your electrical project into
affordable monthly payments — instant approval in 60 seconds.
WHY FINANCE
Get the Work Done Now, Pay Over Time
Urgent electrical problems don’t wait. Neither should you.
60-Second Approval
Apply online, get a decision in under a minute. Soft credit pull only — no impact to your score.
0% APR Options
Promotional 0% APR plans available on 6, 12, and 18-month terms for qualified applicants.
No Prepayment Penalty
Pay off your financing early whenever you want — no fees, no penalties, no surprises.
Vetted Partners
Financing through established national lenders trusted by licensed contractors nationwide.
PAYMENT PLANS
Three Plans, Every Project
Choose the term that fits your budget.
12 Months
- No interest on qualified applicants
- Good for projects $500–$5,000
- No prepayment penalty
Example: $3,500 panel repair
36 Months
- Lower monthly payment
- Good for projects $3,000–$10,000
- Panel upgrades, EV chargers, rewiring
Example: $5,500 panel upgrade
60 Months
- Stretch big projects over 5 years
- Good for projects $10,000+
- Whole-home rewiring, full remodels
Example: $12,000 whole-home rewire
Monthly payment examples are estimates. Actual rate and term depend on creditworthiness and lending partner. Not a commitment to lend. Subject to credit approval.
HOW IT WORKS
Three Simple Steps
Get a Written Quote
Call or request a site visit. We’ll give you a flat-rate quote in writing — so you know exactly what you’re financing.
Apply Online
Fill out a 2-minute application on your phone. Soft credit check only. Most applicants get an instant decision.
We Start the Work
Once approved, we schedule the job right away. You pay the lender in fixed monthly installments — never the contractor.
COMMON QUESTIONS
Financing FAQ
Any electrical project over $500 — panel upgrades, EV charger installations, whole-home rewiring, lighting design, emergency repairs, and commercial electrical work.
No. Our financing partners use a soft-pull pre-qualification that does not affect your credit score. A hard pull only happens if you accept the loan offer and proceed.
Most applications receive an instant decision within 60 seconds. Funding is typically available the same day or the next business day — so we can get started on your project quickly.
Yes. Promotional 0% APR plans are available for qualified applicants on 6, 12, and 18-month terms. Longer-term plans come with competitive fixed APRs.
No. You can pay off your financing early at any time without penalty or fee.
Our lending partners work with a wide range of credit scores. Even if you don’t qualify for 0% APR, you may still be approved for a competitive fixed-rate plan. It’s worth applying.
READY TO START?
Apply in Under 2 Minutes
Get a flat-rate quote first, then apply for financing with confidence. Soft credit pull only.